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Start Your Loan Process

Take the First Step Toward Homeownership or Refinancing

At Homebound Lending, the process is straightforward and secure. Whether you’re interested in buying your first home, refinancing your current loan, or reviewing financing options, our team is ready to help you move forward with confidence.

Your Information Is Safe With Us

We respect your privacy. Instead of requiring a full online application right away, we begin with a conversation to better understand your situation. Your information is protected with industry-standard encryption. We follow all lending and privacy regulations required under California law, including the California Consumer Privacy Act (CCPA).

HOMEBOUND LENDING PROCESS

What Happens After You Apply?

Step 1
Initial Review

A licensed loan specialist will review your application and contact you within 24 hours.

Step 2
Loan Options

We’ll discuss your eligibility and recommend loan programs that fit your goals.

Step 3
Document Collection

You'll be guided through the next steps, including document submission and disclosures.

Step 4
Pre-Approval

Once qualified, we’ll provide a pre-approval letter you can share with real estate agents or sellers.

See What You Qualify For—It’s Quick and Free

Get pre-qualified today